title	grade	timestamp	headline_url	headline_text	friendly_source_name	
"RISKY BANKING RECOGNIZED"	"4"	"2020-07-14 18:47:54"	"https://www.wsj.com/articles/this-is-not-a-normal-recession-banks-ready-for-wave-of-coronavirus-defaults-11594746008"	"Banks Ready for Wave of Coronavirus Defaults"
"RISKY BANKING RECOGNIZED"	"2"	"2020-06-26 09:38:37"	"https://www.cnbc.com/2020/06/25/fed-puts-restrictions-on-bank-dividends-after-test-finds-some-banks-could-be-stressed-in-pandemic.html"	"Fed Test: Several banks uncomfortably close to minimum capital levels"
"RISKY BANKING RECOGNIZED"	"4"	"2020-06-18 20:33:54"	"https://www.wsj.com/articles/americans-skip-millions-of-loan-payments-as-coronavirus-takes-economic-toll-11592472601"	"Americans Skip Millions of Loan Payments as Coronavirus Takes Economic Toll"
"RISKY BANKING RECOGNIZED"	"4"	"2020-05-20 20:35:16"	"https://www.zerohedge.com/markets/us-banks-hook-150-billion-frozen-loans-millions-americans-skip-credit-card-and-car-payments"	"US Banks on Hook for $150 Billion in \'Frozen Loans\' as Millions of Americans Skip Credit Card and Car Payments "
"RISKY BANKING RECOGNIZED"	"4"	"2020-04-26 12:10:43"	"https://www.wsj.com/articles/millions-of-credit-card-customers-cant-pay-their-bills-lenders-are-bracing-for-impact-11587807001"	"Millions of Credit-Card Customers Can’t Pay Their Bills. Lenders Are Bracing for Impact."
"RISKY BANKING RECOGNIZED"	"5"	"2020-04-23 18:01:05"	"https://finance.yahoo.com/news/credit-cards-start-cutting-limits-100007311.html"	"Credit Cards Lowering Limits"
"RISKY BANKING RECOGNIZED"	"4"	"2020-01-16 22:02:49"	"https://www.reuters.com/article/us-usa-fed-kaplan/feds-kaplan-officials-should-be-mindful-of-financial-risk-as-they-increase-balance-sheet-idUSKBN1ZE2VP"	"Dallas Fed President: Low interest rates, surge in bank\'s balance sheet may be pumping up risky assets"
"RISKY BANKING RECOGNIZED"	"4"	"2019-12-31 22:05:21"	"https://www.dollarcollapse.com/clo-bond-ratings-sale/"	"Different Acronyms, Same Disaster: Bond Ratings Are Once Again for Sale"
"RISKY BANKING RECOGNIZED"	"5"	"2019-12-28 18:52:07"	"https://www.zerohedge.com/personal-finance/auto-lenders-have-verified-income-just-7-all-loans-2017"	"Auto Lenders Have Verified Income on Just 7% of All Loans since 2017 "
"RISKY BANKING RECOGNIZED"	"4"	"2019-12-13 19:22:10"	"https://www.bloombergquint.com/bq-blue-exclusive/fuzzy-math-makes-american-companies-look-more-creditworthy"	"Fuzzy Math That Fueled Junk Debt Boom Is Sparking Jitters"
"RISKY BANKING RECOGNIZED"	"4"	"2019-12-10 21:48:52"	"https://mises.org/wire/repo-crisis-shows-damage-done-central-bank-policies"	"Repo Market Crisis may shows banks may be more leverage than expected"
"RISKY BANKING RECOGNIZED"	"5"	"2019-10-22 18:42:08"	"https://markets.businessinsider.com/news/stocks/mckinsey-60-percent-world-banks-would-not-to-survive-downturn-2019-10-1028618010"	"Claim: Nearly 60% of the world\'s banks would not survive an economic downturn"
"RISKY BANKING RECOGNIZED"	"5"	"2019-10-10 18:48:36"	"https://www.marketwatch.com/story/fed-eases-dodd-frank-banking-restrictions-on-capital-requirements-living-wills-2019-10-10"	"Fed Eases Dodd-Frank Banking Restrictions"
"RISKY BANKING RECOGNIZED"	"3"	"2017-08-28 22:16:11"	"https://dailyreckoning.com/nomi-prins-big-bank-concentration-counterparty-risk/"	"Nomi Prins: Big bank concentration and counterparty risk expands"
"RISKY BANKING RECOGNIZED"	"3"	"2017-08-28 21:10:06"	"https://www.wsj.com/articles/tapping-your-home-equity-for-cash-is-big-again-1503838802"	"Tapping home equity for cash big again"
"RISKY BANKING RECOGNIZED"	"5"	"2017-08-07 18:11:09"	"http://www.zerohedge.com/news/2017-08-07/us-credit-card-debt-surpasses-financial-crisis-record-student-and-auto-loans-hit-new"	"US credit card debt surpasses financial crisis record"
"RISKY BANKING RECOGNIZED"	"4"	"2017-07-29 12:36:04"	"http://wolfstreet.com/2017/07/27/securities-based-loans-sbl-shadow-margin-stock-market-time-bomb/"	"\'Shadow Margin\' – Markets relax merrily on a powerful time bomb"
"RISKY BANKING RECOGNIZED"	"5"	"2017-07-11 07:45:51"	"http://www.zerohedge.com/news/2017-07-10/consumer-credit-surges-most-november-2016"	"Consumer credit surges most since November 2016"
"RISKY BANKING RECOGNIZED"	"4"	"2017-06-29 23:02:32"	"http://www.zerohedge.com/news/2017-06-29/signs-auto-bubble-dealer-literally-offers-low-credit-score-discount"	"Signs of an auto bubble: Dealer literally offers \'low credit score discount\'"
"RISKY BANKING RECOGNIZED"	"5"	"2017-06-29 20:51:45"	"http://www.zerohedge.com/news/2017-06-28/moodys-warns-private-label-credit-card-issuers-will-be-crushed-retail-implosion"	"Moody\'s warns that private-label credit card issuers will be crushed by retail implosion"
"RISKY BANKING RECOGNIZED"	"5"	"2017-06-14 20:26:38"	"https://www.bloomberg.com/news/articles/2017-06-14/biggest-online-lenders-don-t-always-check-key-borrower-details?srnd=157393012"	"Biggest online lenders not checking key borrower data"
"RISKY BANKING RECOGNIZED"	"5"	"2017-06-14 19:48:35"	"https://mishtalk.com/2017/06/12/soaring-auto-loan-defaults-fitch-says-2015-may-be-worst-ever-mish-says-2017-will-be-worse/"	"Soaring auto loan defaults..."
"RISKY BANKING RECOGNIZED"	"4"	"2017-05-31 21:14:00"	"http://thehill.com/blogs/pundits-blog/finance/335621-warning-to-us-banks-chinese-risks-are-closer-than-they-appear"	"Warning to US banks: Chinese risks are closer than they appear"
"RISKY BANKING RECOGNIZED"	"5"	"2017-05-31 21:04:59"	"http://www.zerohedge.com/news/2017-05-31/new-warning-signs-emerge-subprime-auto-securitizations"	"New warning signs emerge for subprime auto securitizations"
"RISKY BANKING RECOGNIZED"	"5"	"2017-05-30 20:49:25"	"http://www.zerohedge.com/news/2017-05-30/watershed-event-europe-unveils-plan-securitize-sovereign-debt"	"In watershed event, Europe unveils plan to securitize sovereign debt"
"RISKY BANKING RECOGNIZED"	"4"	"2017-05-22 19:24:27"	"http://www.zerohedge.com/news/2017-05-22/santander-skipped-income-verification-92-auto-loans-abs-deals"	"Biggest subprime auto lender skipped income verification on 92% of loans"
"RISKY BANKING RECOGNIZED"	"5"	"2017-05-12 17:55:51"	"http://www.mercurynews.com/2017/05/12/wells-fargo-bogus-account-estimates-balloon-hit-3-5-million/"	"Wells Fargo bogus account estimates balloon to 3.5 million"
"RISKY BANKING RECOGNIZED"	"4"	"2017-04-26 20:27:03"	"http://www.zerohedge.com/news/2017-04-26/us-consumers-tap-out-credit-card-defaults-surge-4-year-high-and-its-getting-worse"	"Credit card defaults surge to 4-year high"
"RISKY BANKING RECOGNIZED"	"5"	"2017-04-20 21:31:33"	"https://www.bloomberg.com/news/articles/2017-04-18/china-s-8-5-trillion-shadow-bank-industry-is-back-in-full-swing"	"China\'s $8.5 trillion shadow bank industry is back in full swing"
"RISKY BANKING RECOGNIZED"	"4"	"2017-04-10 20:51:00"	"http://www.valuewalk.com/2017/04/libor-tom-hayes-2/"	"How bankers lied, cheated and colluded to rig the world’s most important number"
"RISKY BANKING RECOGNIZED"	"4"	"2017-04-09 14:15:46"	"http://wolfstreet.com/2017/04/08/commercial-bankruptcies-rise-consumer-bankruptcies-up/"	"Wolf Richter: Great Debt Unwind – Consumer & Commercial Bankruptcies Spike"
"RISKY BANKING RECOGNIZED"	"4"	"2017-04-04 18:33:53"	"http://www.zerohedge.com/news/2017-04-04/ubs-blames-fed-crisis-high-subprime-defaults-says-auto-just-beginnning"	"UBS blames Fed for \""crisis high\"" subprime defaults; says auto is just the beginnning "
"RISKY BANKING RECOGNIZED"	"4"	"2017-03-30 20:15:05"	"http://www.zerohedge.com/news/2017-03-29/signs-auto-bubble-soaring-delinquencies-these-266-subprime-abs-deals-cant-be-good"	"Subprime auto loan delinquencies soaring"
"RISKY BANKING RECOGNIZED"	"5"	"2017-03-30 20:12:19"	"https://www.wsj.com/articles/citizens-bankers-say-they-faked-data-for-customer-meeting-program-1490811468?mod=djemalertMARKET"	"Megabank employees say they faked key data for turnaround plan"
"RISKY BANKING RECOGNIZED"	"5"	"2017-03-27 20:31:33"	"https://mises.org/blog/six-graphs-reveal-big-problems-student-and-auto-loans"	"Six graphs that reveal big problems for student and auto loans"
"RISKY BANKING RECOGNIZED"	"4"	"2017-03-23 21:26:14"	"http://www.mpamag.com/news/wells-fargo-scandal-reminiscent-of-subprime-crisis--fed-official-63334.aspx"	"NY Fed President: Wells Fargo scandal reminiscent of subprime crisis"
"RISKY BANKING RECOGNIZED"	"4"	"2017-03-13 22:15:50"	"http://www.zerohedge.com/news/2017-03-13/12-million-americans-are-about-get-artificial-boost-their-fico-scores"	"12 million Americans are about to get an artificial boost to their FICO scores "
"RISKY BANKING RECOGNIZED"	"4"	"2017-03-12 14:00:43"	"https://www.bloomberg.com/news/articles/2017-03-10/u-s-subprime-auto-loan-losses-reach-highest-level-since-crisis"	"Subprime auto loan losses reach highest level since Financial Crisis"